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Whole House Heat Loss Calculator — Boiler & Heat Pump Sizing
Calculate total house heat loss from fabric and ventilation losses. Determines boiler or heat pump size in kW for UK design conditions.
All floors combined
Storeys in the dwelling
2.4m typical
Insulated cavity ~0.35–0.55; unfilled cavity ~1.5; solid brick uninsulated ~2.1; new-build limit 0.26
20% typical
0.5 modern, 1.0 draughty
25°C standard UK
Thermal bridging: 0.15 default
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How We Calculate This
This calculator determines total dwelling heat loss by summing fabric losses through each building element and ventilation losses, then sizes the heating system.
The formula
Fabric loss (W/K) = Σ(Area × U-value) + Thermal bridging
Ventilation loss (W/K) = 0.33 × ACH × Volume
Peak heat loss (kW) = Total loss (W/K) × ΔT ÷ 1000
Boiler size = Peak heat loss × Sizing factor
For example, a well-insulated semi-detached house of 85 m² over 2 floors, using the default U-values (wall 0.35, roof 0.16, floor 0.25, window 1.4 W/m²K, 20% glazing, 0.5 ACH): fabric loss ≈ 97 W/K plus ventilation loss ≈ 34 W/K gives a total of ≈ 130 W/K. At ΔT 25°C: 130 × 25 = 3,260 W ≈ 3.3 kW. Gas boiler: 3.3 × 1.2 ≈ 3.9 kW. Heat pump: 3.3 kW. An older, poorly insulated house of the same size (solid uninsulated walls, single glazing, 1.5 ACH) could lose 350+ W/K and need 8–11 kW — reduce heat loss with insulation before sizing the system.
Annual heat demand
The annual figure uses the degree-day method: annual heat (kWh) = total loss (W/K) × 24 × heating degree-days ÷ 1000, with ~2,228 degree-days to base 15.5°C (UK average; regional ~1,800–2,800). This is an estimate of the heat delivered into the dwelling, not the fuel purchased — divide by boiler efficiency (~0.9) or heat-pump SCOP (~3–4) for the input, and note it ignores solar and internal gains.
Frequently Asked Questions
Heat loss has two components: fabric loss (heat escaping through walls, roof, floor, and windows) and ventilation loss (warm air leaking out). Fabric loss = Area × U-value for each element. Ventilation loss = 0.33 × Air changes × Volume. Multiply the total loss rate (W/K) by the design temperature difference (typically 25°C in the UK) to get the peak heat loss in watts.
The standard UK design temperature difference is 25°C — based on 21°C internal and -4°C external (severe winter conditions). In Scotland and northern England, -5°C to -7°C external may be appropriate, giving ΔT of 26-28°C. In mild coastal areas, ΔT of 23°C may suffice. Using -4°C external ensures the heating system can cope with all but the coldest nights.
For a gas boiler, add 20% to the calculated heat loss for hot water demand and system losses — a 10 kW heat loss typically needs a 12 kW boiler. For a heat pump, size at 1.0× the heat loss as it runs continuously at low output. Most UK 3-bed semi-detached houses need 8-12 kW of heating capacity. Oversizing wastes energy; undersizing means the house won't reach temperature in cold spells.
Heat pumps should be sized to the actual design heat loss — typically 5-12 kW for UK homes. Unlike boilers, heat pumps should not be oversized as they run most efficiently at low continuous output. An 8 kW air source heat pump suits most well-insulated 3-bed semi-detached houses. Poorly insulated homes may need 12-16 kW or fabric improvements first to reduce heat loss.
Ventilation heat loss typically accounts for 30-40% of total heat loss in modern well-insulated homes. It's the energy lost when warm indoor air escapes and is replaced by cold outdoor air. Reducing air changes from 1.0 to 0.5 ACH saves significant energy. MVHR systems recover 70-95% of heat from exhaust air (typically up to 90%+), dramatically reducing ventilation losses in airtight buildings.
No. The annual figure is an approximate estimate of the heat delivered into the dwelling, based on the UK-average heating degree-day total (~2,228 to base 15.5°C). It is not the fuel you buy: for a gas or oil boiler, divide by the seasonal efficiency (~0.9) to get the fuel input; for a heat pump, divide by the SCOP (~3-4) to get the electricity input. The estimate also ignores solar and internal gains, so treat it as indicative only — regional degree-days range from roughly 1,800 (southern England) to 2,800 (northern Scotland).
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Last updated: March 2026
Verified against UK standards · estimates only, confirm with your supplier.